1. Whether the new job meets your job-seeking criteria
2. Whether the salary meets your expectations
Of course, for me, the second point is the main one — after all, who wants to argue with money?
Recently, BOSS Zhipin released the “2018 Talent Trend Report for the Peak Season,” showing that the average monthly salary for white-collar workers in 50 cities reached as high as 8,730 yuan. Check the table to see if you’re falling behind.
According to the report data, the average monthly salaries in Beijing and Shanghai have surpassed the 10,000-yuan mark, leading the nation, while Shenzhen ranks third with 9,738 yuan, and Hangzhou fourth with 9,547 yuan...
To be honest, this data really stirs up anxiety. For many professionals who haven’t even come close to the average salary, is saving money still a viable way to achieve their ideal lifestyle given such a large salary gap? With the increasing narrative in society that “your peers are leaving you behind,” does proper financial management under these “losing at the starting line” statistics just become a “drop in the bucket”?
Actually, I want to say that financial management has nothing to do with how much money you have — the less you have, the more you need it.
Simply put, financial management is about saving through reasonable planning, then using those savings to make certain investments to create additional wealth. So although I don’t agree with the idea that financial management is meant to make up for salary shortcomings, it can indeed bring us a better quality of life. It’s more like “money making money.” With proper arrangement, the amount of additional wealth you can create is definitely beyond your imagination. On top of a basically fixed salary, you can also gain considerable extra income.
Nowadays, the media is very good at exploiting social “anxiety” to show you the gap between you and certain peers, thereby grabbing attention. In truth, no one has abandoned us. There’s nothing wrong with living our own lives, and it’s even better to actively manage our finances to improve our lives. We don’t need to keep chasing others’ shadows — what matters is watching where we’re stepping.
Lüying Financial Management: professional risk control, low risk, expected annualized return of 10%–12%, low entry threshold, making it a more suitable platform for small-sum investors.
According to a tip from the product team, to celebrate the full launch of Lüying Financial Management, on April 20, high-interest experience offers will be launched for both new and old users. Monthly plans offer an annualized return of 11% (7.5% base annualized return + 3.5% limited-time interest boost); 3-month plans offer 8% base annualized return + 3.5% interest boost, totaling 11.5%; 6-month plans offer 9% base annualized return + 3.5% interest boost, totaling 12.5%. Minimum investment is 100 yuan with no cap — invest freely as you wish.
Come to Lüying, and create value with us.
Click the link to start your wealth journey: www.lvyinglc.com
Editor: Zhu Xiaotong