10 Essential Travel Tips for the Philippines: Cash, Typhoon Season & Island Safety
Practical Tips
2026-10-02
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From preparing cash to avoiding typhoon season pitfalls, from hailing taxis without overpaying to staying safe while snorkeling on islands—keeping these tips in mind can help you save money, travel more smoothly, and enjoy a more worry-free trip in the Philippines. It’s worth saving these in advance.
- Cash is king: Many small islands and markets only accept cash. Bring enough local currency in coins and small bills—20, 50, and 100 peso notes are most useful. The 1,000-peso note is hard to break at smaller shops. Exchange some cash at the airport or mall before you leave; rates are usually better than those at exchange booths on the islands. Keep small bills separate from large denominations.
- Use Grab for rides: In Manila and Cebu, use the Grab app whenever possible. It offers transparent pricing, no need for bargaining, and helps you avoid taxi overcharging and route detours. Before traveling late at night, confirm the driver’s name and license plate number. Share your trip with someone you trust, and if the driver refuses to use the meter, take another car.
- Pack sun protection and insect repellent: The tropical sun is strong and there is a risk of dengue fever. Bring high-SPF sunscreen, sunglasses, and mosquito repellent. Mosquitoes are especially active in the evening, so wear long-sleeved, lightweight clothing to reduce bites. Avoid direct sun during midday on the islands.
- Monitor typhoons: Typhoons are frequent from July to October. Consider travel insurance that covers flight delays. Check weather updates and ferry schedules daily. Some routes may be canceled early when a typhoon approaches—adjusting your plans early is better than forcing through. Take photos of important documents before you go.
- Allow buffer time for island transfers: Delays and cancellations of ferries and flights are common. Leave at least 3 hours between connections. Try not to connect to an international flight on the same day. It's safer to dedicate a full day for transitions. Try to book transportation and accommodation in the same area to avoid one delay disrupting your entire itinerary.
- Don’t drink tap water: Stick to bottled water and avoid ice or raw food from unknown sources—this is especially important for those with sensitive stomachs. Carry basic stomach medicine and hand sanitizer. Replenish electrolytes promptly if you experience diarrhea.
- Choose certified dive operators: Confirm that dive operators are properly licensed and that safety gear is available. Follow all safety instructions. Don’t snorkel alone or drift away from your group. Before getting in the water, check the day’s tides, currents, and weather conditions. Don’t force yourself into the water if you’re not feeling well.
- Respect religious sites: Keep quiet and dress modestly inside churches. Do not take photos or walk around during mass. Check posted signs and opening hours before entering. Confirm whether you need to remove your shoes before wearing sandals into a church. Donation boxes are often at the entrance—contributions are optional.
- Tipping is optional: A tip of 5%–10% is common in restaurants and for massage services. For porters and drivers, 20–50 pesos is appropriate. It’s not mandatory—most bills include a service charge. Leaving a little extra for good service is appreciated. Tip in cash. Don’t worry if someone asks for a tip directly.
- Emergency numbers: Dial 117 for police. Your country’s embassy or consulate in the Philippines can provide consular assistance. Keep evidence and receipts safe in case of trouble. Make copies of your passport and visa pages separately, and store your itinerary and travel insurance policy together. Notify your family and insurer as soon as possible.